Financial advice

Hello there good day everyone,

For your information we all are involve with finance and we all have to learn how to manage it well. In this context, we have to manage daily expenses, debt, savings,  life security, mortgages, asettes or maybe all the little things that you considering to buy. Just avoid the wasting of resources and going to be ended up declutter because it is not usd

But I just don't really mind when it comes o travelling on vacation in Asian country. Because I deserve to enjoy my hard earned money as reward. After all it was fine for me. I think the world gonna takes time to revert the situation and heal the tourism industry. So no vacation for now.

For me personally, I really love to explore this part of knowledge because I have to managed it so well with my limited resources, I have to make sure it is enough for me to keep the food and shelter on top of my head there.  I read books about it, read from the net, social media. I would even keep track my expenses just to watch out its limit. My inspiration "Be frugal, but not stingy."

I can't lied about making a lot of big mistakes in managing the resources, making wrong decision to own something less important, or even decide on the wrong investment I guess. Big time loser for this investment and costing me loss 10 years time to payback the debt. But I'm gonna remanage all the debt and apply these techniques which was called the cloth in the basket, to clear these bad debt as fast as possible.

And most importantly, the law of finance even though contended with pressure and responsible, one must at least manage to have saving 3-6 months ahead of the salary. Well thanks so much to these blessing in disguise viruses. We lucky to have the moratorium for six month  and we can prepare our emergency saving more than enough to get us ready to fight through the economy crisis very soon. 

Read more,  share more,  don't forget to donate with gratitude and sincerity. What goes around comes around, do good deeds more and less controversy. Because we can do good with the money we have but we can't have the money when we leave the world. Don't miss the chance to do so. And tips for you guys, If you don't know how to donate Confidently just find some charity society to donate such as NGO with their very own purpose. Donate in the boost apps  or donate to the reliable sources such as bank website  where they advertise for donation to help war victim from Syria, Gaza and Palestine. But be sure, do not let others know what good deed you have done.

Till next time see you soon.  

Ps: Thanks to MCO I have plenty of free time to get my writing skills sharpen. Haha. I'm not excellent writer but I just love to write 

#spreadthelove #healtheworld #stayathome 

Bipolar or Just a normal depression/ anxiety

There are various type of mental illness in this world, it seems everything just fine in the surface and people rarely take serious about it when it happen to someone. This disease is either just because that someone is overthinking and still can move around and nothing is serious.

but when it comes to poor anger management, poor decision making, surrounded by ill people, affected greatly from excessive period of depression/anxiety, constantly demotivated, sudden feeling of happyness but in the other moment the mood change to anger and it was to the point where self hurt is happening.

That is something, this illness is look so normal until it can takes lives. people seldom take serious about it until it was too late. When you have any similar symptom, seek someone to talk. like talk deeply. Find peace in self and dont do self destruction. Just drop some message to me.

Nu year, every thing nu, nu nu...

Eventhough am a beginner, but I just love making sound... 

             Owning a guitar has been my dream since I was small, somehow, my parents was never heard what I want. So when I grew up, I buy a RM99 of Sakura guitar. But it was given away to somebody else.. He said that, "berhabuk saja gitar ko bukan kau pandai main." =,= Am in the process of learning la brotha... Then, soon after that, I have my own money, I buy an expensive one. hohoho.. Morisson guitar... so that it won't be given away again and I'll kill those whoever give it away.. I swear..miahahaha

previously before dye my hair.

             Talking about having a short hair, I was so bored with the question of "why you cut your hair". Well is that any probe here dude? It's my hair, stop asking stupid question. Everybody cut their hair.. Lol.. Ever since I'm having a short hair, I guess it's my hair luck.. hahaha, everything was getting better. and please dun't get annoyed by me cause I'm just characterised my self to fit this hairstyle. 

Singing "I love you"

              

               Here it is, another one of my passion, scream on top of my throat to reach the highest pitch. my voice. I just love to enjoy maself with singing in the rain. I'm a solitude. I hate socialize. I just love doing my own thing. whenever I free I just love staying at home do the things that I like. Maybe it's just me.. 

The Originals

Sunny Sunday,  8.04 p.m. , 27 Feb 2011                                                                                             
Saya pernah antisosial pada satu ketika 

Dahulu sebelum saya akil baligh lagi, 

Namun harus sampai bilakah saya patut 

Begitu? Saya suda bosan kehidupan kolej, 

Jadual masa penuh dengan kuliah dan aktiviti 

Kolej. Saya suda bosan dengan cinta monyet, 

Saya suda bosan dengan hidup tanpa irama,

Tanpa fokus, tanpa kekuatan. 

Saya telah lemah apabila dia

Meletakkan kekuasaannya ke atas saya, 

Dia meyelubungi diri saya,

Saya tidak gila, saya masih siuman, 

Saya perlukan masa untuk mengubati

Luka ini. Berilah saya kawan yang ramai,

Biar ikhlas atau tidak, biar jujur atau tidak, 

Berikan mereka kepada saya agar saya tidak kesunyian, 

Hidup menyendiri ini amat menyeksa batinku, 

Pemikiran saya mudah melencong 

Ke arah yang penuh kegelapan. 

Saya sungguh hipokrit, mengukir 

Senyuman yang tidak ikhlas, 

Berpura-pura peramah, kerana saya tidak ingin 

Dilabelkan sebagai sombong.

Jauh di satu sudut dalam lubuk hati ini, 

Sangat tertekan dengan pergaulan,

Tidak kira dengan perempuan ataupun lelaki, 

Kerana saya tidak  kenal keperibadian saya yang sebenar,

Sama ada apabila bersama dengan kawan-kawan,

Ataupun apabila tidak ada seorang pun yang melihat saya.

"Happiness resides not in posessions and not in gold; the feeling of happiness dwells in the soul" 

By Democritus 

"Who are you when nobody looking at you" The original

By: JYOO

Chasing the sun by the wanted

The wild one

Breaking the silence

Life ain't easy

       When somebody is silence, doesn't mean that somebody don't have anything to say, when that somebody don't like to talk, doesn't mean, that somebody will not talk. Silence sometime kills. If keep on silence and did not come forward and talk, other somebody could just talk for you and that won't be the voice from yourself, it's  something that people talk for themselves just to make sure they are not at fault. Sitting alone in this lab, while doing my thesis, making me feel that I am so alone and I think too many times about that little something. So, I on my lappy and started to write. I had to write it out to make me less thinking too much.

      Sometime, people could do anything just to put the blame on others just to make sure themselve are safe by giving false statement. SELFISH. I don't know what is the condition right now about the crime, I know I could be the one being suspected I could be the one being blame on, but, I got nothing to afraid of, One thing for sure is that this is my experience of being accuse for serious crime that I did not commit. What else could I say if all of them are telling the story that pointing at me and accusing me?? Only god knows how does it feel being betrayed, being accuse and being blame on. So, up to this point, I just had to continue to do my thesis.. Coming soon next post. Peace y'all.

Inspiring quotes

"People with many interest live,

not only live longest but happiest" 

 By George Matthew Allen

"So often times it happens

that we live our lives in chains

and we never even know we have the key"

By Eagles

"Do not anticipate trouble or worry, 

about what may never happen, keep in the sunlight"

By Benjamin Franklin

"Do no believe boys easily, they are playful."

By JYOO

Josephine to Josephine

Josephine want to tell Josephine about...

Go for gold.. nothing to worry about, just live my live as i have to be and do the routine everyday like I should and I think everything should be okay. Just keep focusing on my goal and don't worry about things that you don't have control over just move on and do your best everyday.

I'm a cactus and I need hug

Growing

             I'm just so not in to having a relationship right now it's just wasn't the right time I think.. I've done too much that have hurt my reputation of my result and my images. people will start to think that i'm just a cheap girl. well, the thing that i can do beyond my power is to disposed my old number and not giving away my number to anyone. i just want it to be secretive. i just don't want to get dizzy with all this crap. 

         

            Just making me depressing and the hormone stability in my body system has made me gone made in split seconds and just be happy in the the next second. i'm just in stable right now emotionally. and my weight are flunctuating. it's just so uncomfortable to when i started to used medication treatment on my skin problem. i'm just having this acute nobular acne problem or whatever they call it. everyday having the improvement. but there is one particular situation i have to face by myself and endure it is when people start to stare at my face and crincle their nose makes my feel so horrible because it looks like i'm just having this skin problem and make them feel gross. so what is my response? just smile and looking forward but still sometime trap in that little short moment thinking back and feel unstatisfied with it.

Self centered solitude

I love solitude

             Currently i've discover some of my own self. it's more about self centered me, i've realise, i found out the i hate those people that is so hypocrite, what they said in their words are just words and they just want to show people that the hypocrism side of them, making people think there are good in the inside.. i'm sick of these kind of people. well, me myself is so fake sometime, i'm also as weak as you all are out there, i'm just human being, i think that it is very important for me to just more comprehensive to my own being rather than just think about others. Sometime when i think back, i was wrong and i was once doing that too in my own fb. so with regret and now, Out of boring and nothing to browse on i will open my fb for once in a while.. lastnite i can't sleep and have write some little short story that is unfinish.. here is some of my short story..

My short story

The breeze of the wind have gone through the tree and leave making it waving the branches towards the little kids. The kids who were staring innocently towards the tree as it saw the bird standing on the tree and it was not even move an inch even though it seems as if it wound fly away. This is because the strength of the wind are too much for the birds to stay statue on the tree.

          Once there is a black monstrous look of bird was coming out of nowhere with a with eyeball snatching the little birds on the tree away without a doubt. The incident was saw by the little kids and got them scared because the look of the monstrous bird are so evil and the size of the monstrous bird are 10 times bigger then the normal size of human being.

        Yello said:” oh my gosh, did you saw the black bird just now, I’ve never seen this kind of bird in my live before, that’s creeps me out.” Monica just stood at the side of Yello and stared with it’s big blue eyes, she hardly blink her eyes as it was a magnifence event she have just saw just now. “Come on lets get away from here before the big bird saw us and eat us away like the bird just now.” Jack said calmly and asking those friends to come with him to safer place. As for Monica, she seems to be shock and curious about the incident of the bird just now because she is very interested in studying the history and the existence of the dragon just like his father who works as the conservationist and always outstation to the jungle and doing things that involve studys of birds and animal in the jungle especially regarding to the understanding the behavior and lifestyle of the birds and animaland their reaction towards threat.

       It is very hard for those kids to believe that such a big monstrous bird are still alive in this world or it was called the dragon. Because there are now in the more modern world which are more likely to be the world of technologies with iphone, cellphone, television. To seen such an animal exist in this world is a new discovery to the world of animal planet because nowadays these animal are believes to be completely vanish from the world because of extinction as the dragon are hardly able to survive due to the changes of the earth temperature, competition for food, and the evolution of the world make them unable to fit in to the world ecology.

                 

              Hannah said:” wake up stella, its time to go to school, it’s 7 o’clock already, go brush your teeth and get ready, your breakfast is at the table, have your breakfast after you’ve done. Everything.” Stella hardly could open her eyes because she was sleeping late at night last night as she was sneak out with some of her friends to the house party of one of her classmate. Stella is the kind of teenage girl that love to have fun like partying, drinking alcholol and so on but Hannah on the other hand was the kind of girl that score straight A in her academics and doing outstanding result in her sport which she is doing atletic, swimming, basketball, gymnastic, cheerleading and so on. She seems to be the favourite girl of all the high school boys. 

                 Every boys are dying to want to go out with Hannah. As for stella, she who have her own plastics group are the kind of girl that everyone hates because of her mean girl attitude, she is slack in her academic and always fighting with other girl because of boys. Stella and Hannah is a twin teenagers with single parent. There parents divorce where there where only two years old. It is very unfortunate of them because there father are so into the studying of the black monstrous bird which is hardly seen in the world and some of the news was claiming that they are sighting of the black monstrous bird in some of the areas and this makes John, dad of Hannah and stella to hunt down the black monstrous bird by tracking it to wherever it may go as it as done with the story of claiming the sighting of the bird. 

                  

                     The crazieness of john on the birds have neglected both Hannah and stella have lead to a divorce of the marriage of 3 years. As Most of the time, Hannah and stella are all by themselves taking care of their own thing because their mother was died of brain cancer after 1 month divorce. It is a very unfortunate for both Hannah and stella. Now, most of the time, both of them are all by themselves in the house as her father won’t be around the house for the time being. This is because of the obsession of the black bird have leads to the suffering of the girls who have grown up harshly as there was lack of parents attentions. Fortunately, Hannah was a good girl because it seems that most of the friends she choose was the children that would likely to do studys in the library and work hard for striving grade A.

               After the schools, Hannah would join the curriculum activities of the school just to fill up her times with some beneficial activities such as charities in the orphanange, doing cleaning in the classroom afterschools. She even choosen for playing basketball for her highschool St, John. Most of the time after school, if she have free time, she will use her time to do some basketball practices until midnights and it have really gives a good payback for her hardwork. As for stella, even she is the twins of Hannah, people are hardly to like her because of her rebellious attitude. This have make her the most hated student by the teachers, Because most of the time, the teachers would retained stella for not submitting her homework or sleeping in the classroom. As she was the girl that seems to be popular in the school but yet most hated girl in the school. She always gets jealous with her sister’s achievement in school and feel quite insecure with all the things that she have, she always do something that is destructive to her own bodies and it was because she have choose the wrong friends to be friend with.

       

                    As Stella finally woke up with her sleepy eyes, she go to the bath room, brush here teeth with her eyes closing, she use here tooth brush with no energy and brush her teeth light ly, the tooth paste that she put on the tooth brush was just too short and it was hardly enough to clean her mouth. After brushing her teeth, with the refreshing breath, she was open her eyes a little wide and walk slowly to the table with the breakfast put nicely on the table prepared by her lovely twin sister Hannah. Hannah seems to be the more matured sisters who knows how to take care of her own and even take care of her twin sisters. She always help her out whenever she was involving in a big trouble such as getting caught drunk and drive once and almost get run in to the shops. Because she was driving without license with her friends car. It was very hurtful when most of the time, her twin sisters sometime was mistaken to be the evil sister Stella. And Hannah have decided to cut off her hair just to make sure she have this distinctive look that would differentiate her from her twin sister so that she would never get mistaken for being her bad sister Stella anymore. This is because, there even sometimes exchange class and exam room during the exam just because Stella are not doing good in her class and often get the worst grade most of the time.

please enjoy by amatuer writer

Enhancement

Sahaja..

Anyeong.. joshy desu

Mama...

tersott 

bergila bila perlu.

              Everyday is like heaven when there is no assignment, no stress no nothing, what i have been through during this holiday is that. i went jogging for a while at the route that i just newly discovered last week. There is several thing that i notice from my journey of jogging life. I go there jogging, and i saw a dog that seems to afraid of me. But I was the one who afraid of the dog. As i approaching nearer to the dog, it seems to jump across the small river and after I past the dog. The dog jump right back to the road. It seems to avoiding me and did not want me to go near me. It so funny that it suppose to be the guarding the area from strangers but it seems that the dog is afraid of the strangers. I just laugh at the situation and carried on with my jogging life over there.